Here’s some good news for house hunters

For the first time since 2011, incomes rose faster than home prices in the U.S., according to a new report from Zillow.

The median home price climbed to $188,100 in August, a 5% increase from the same time a year ago. And last week, the Census Bureau reported that median household income increased to $56,516 in 2015, up 5.2% from 2014.
“People will have a chance to see more money coming in on a monthly basis in their paychecks, allowing them to save more for a down payment or afford more in a mortgage payment,” said Svenja Gudell, Zillow’s chief economist.
Related: How much house can you afford?
While the rise in income — which was the first increase since 2007 — is good news for wanna-be home buyers, incomes still have a long way to go to catch up with home values.
Home prices have shot up since 2012, as strong demand and limited supply created an affordability issue in markets throughout the country. read more…

2.5 million consumers hit by financial crisis ready to reenter housing

The time frame for borrowers who were significantly hit after the financial crisis to improve their credit score is about to happen, opening the door for a lot of consumers to reenter the housing market.

According to Experian‘s latest analysis, foreclosures, short sales and bankruptcies remain on a credit report for seven years, which means these items are due to fall off the credit files of 2.5 million consumers between June 2016 and June 2017. read more…

Successful Relationships for Housing for Homeless Households and Social Services Clients

Education Offering:

“Successful Relationships for Housing for Homeless Households and Social Services Clients”

The Rapid Rehousing Partnership Partner, a program of Coordinated Care Services, Inc., in collaboration with The Monroe County Department of Human Services,  is pleased to announce the availability of a free educational workshop for landlords and property managers, “Successful Relationships for Housing for Homeless Households and Social Services Clients”.  The first offering of this workshop is scheduled for:

Friday, May 13th

8:00 – 9:30 AM


The United Way

75 College Avenue, Eastman Room

 As part of the community’s efforts to eliminate homelessness, a Rapid Rehousing approach is being used more and more to quickly move households from homelessness to stable permanent housing. The Rapid Rehousing Partnership Program provides the needed support for both the households moving into permanent housing and the landlords who are renting units for our clients. This new workshop offering is aimed at providing landlords and property managers with the information needed to have positive working relationships and experiences with the Department of Human Services, our Rapid Rehousing Program and other programs in the community and their tenants.

 Topics to be included in this workshop are:

  • Rapid Rehousing Supports for Landlords and Tenants
  • Renting to Temporary Assistance Clients
  • Landlord Statements
  • Direct Rent Payments
  • Property Violations
  • The Landlord Tenant Security Agreement and Improvements in Claims Process

Participation is open to the community. We hope that you are able to attend. These sessions are scheduled on a regular basis; please let us know if you are interested in attending a future session.

The DHS Publication, “Renting to Monroe County Temporary Assistance Clients – 2014” provides helpful information on the above topics and may be may be accessed by following the link:

 If you are interested in attending this session or would like to be informed of future sessions, please e-mail:

Annette Parsons –

Thank you and we hope that you will be able to attend this Educational Workshop!

First Home Club helps first time buyers

Lori Posato is in the market for her first home. She is open to a number of different neighborhoods and styles in the $140,000-and- under price range and doesn’t mind a fixer-upper.

Posato, 23, knows that it takes hard work and perseverance to achieve her dream of home ownership. To save money, she is living at home with her parents and saving money toward a down payment through a First Home Club program at ESL Federal Credit Union.

“I figured I’d skip renting and go straight to home ownership,” she said.

Posato is currently in the midst of saving $188 a month for ten months, which will qualify her for a four-to-one match on her savings, or $7,500, through the First Home Club program at ESL.

In addition to ESL, a number of other local lending institutions, including First Niagara, Canandaigua National Bank & Trust, First Federal Credit Union and M&T Bank, offer the program.

The Federal Home Loan Bank of New York’s First Home Club is a set-aside of the Affordable Housing Program that is designed to assist income eligible first-time home buyers in the purchase of a home. Assistance is provided in the form of matching funds based on the home buyer’s savings with a dedicated savings account. The matching funds up to $7,500 may be used toward the down payment and/or closing costs for the purchase of a home. ESL is one of the members of Federal Home Loan Bank of New York.

read more….

Voices: Helping the homeless is everyone’s responsibility

Rick Hampson, USA TODAY

NEW YORK – One night 35 years ago I was working on The Associated Press city desk. The phone rang. A woman said, “This is the Catholic Worker.Dorothy Day has died.’’

A pause. “Do you know who that is?’’

I did. To many Catholics growing up in the 1950s and ‘60s, the founder of the Catholic Worker movement was as, the critic Dwight Macdonaldobserved, “one of those surprises that makes life life.’’

She was an oddball who took the Gospel at face value; a pacifist who opposed even war against Hitler; a rebel who might be a saint. She said things like, “the object ofChristianity is to make the rich poor and the poor holy.’’

As a kid I’d mysteriously received a subscription to her gritty newspaper, The Catholic Worker. It cost one cent, had no ads or photos, and no sports. I didn’t see the point.

Over the years Day has gone in and out of style, but last year she was one of four Americans Pope Francis praised in his speech to Congress, along with Abraham Lincoln, Martin Luther King and Thomas Merton, the writer-monk (who said hewouldn’t have become a Catholic if not for Day).

I think of her as this city faces a political crisis over its 60,000 homeless people, most in shelters and several thousand on the street.

read more….

City of Geneva to require inspections for rent-assisted housing


GENEVA — The city is home to more than 200 individuals and families who receive temporary rent voucher assistance from Ontario County. The city and county announced Wednesday that a new policy will require that operating permits be issued for homes hosting rent supported residents. To obtain an operating permit, the house must pass a safety, sanitary and security inspection. The new policy was developed by the city’s Problem Properties Task Force and the Ontario County Department of Social Services. It is scheduled for a phased-in implementation. As of Nov. 9, any new applicants for temporary housing assistance from the county will need to demonstrate that the residence they are preparing to occupy has received an operating permit within 30 days of residency.

Residences with no active operating permit will face suspension of rent payments.

For property owners currently being paid through the county-supported voucher program, operating permits will be required to be in place prior to Feb. 8, 2016.

Operating permits can be obtained by scheduling an inspection through the city fire marshal’s office at 789-5311. Inspections will be conducted in accordance with the New York State Uniform Building Fire Code.

The city will provide DSS with a list of all structures in the city that have an active, valid operating permit, updated monthly. The new policy does not apply to hotel placements by DSS.  read more…


Cuomo: If it’s cold, take in homeless

By: The Associated Press January 4, 2016 0

NEW YORK — Gov. Andrew Cuomo has signed an order requiring communities statewide to take homeless people from the streets to shelters when temperatures reach freezing, saying he was ready for a legal challenge from anyone who believes “people have a civil right to sleep on the street and freeze to death.”

Cuomo said the executive order, which takes effect Tuesday, will protect the state’s growing homeless population.

Read more:

NYC Mayor Expands Outreach to Street Homeless


NEW YORK — Mayor Bill de Blasio announced Thursday he is launching a sweeping initiative to combat the persistent problem of homelessness in New York City, ordering teams to do a daily canvass of every block of an 8-mile stretch in Manhattan to reach out to those living on the street.

The new program, announced at a high-profile speech to a major New York business group, is the latest in a series of moves by City Hall meant to show that it is urgently combatting the homelessness crisis after taking months of criticism that it was slow to address the problem.

The new Home-Stat program will deploy teams from the city’s Department of Homeless Services to walk every block from Canal Street to 145th Street, a prime stretch of Manhattan where most of the estimated 3,000 to 4,000 street homeless are found. They will be tasked with engaging the homeless to offer services and urge them to seek shelter.

“The truth is that no city in this nation has cracked the code and figured out how to solve this crisis,” the mayor said in a speech to the Association for a Better New York. “But Home-Stat will be the most comprehensive street homelessness outreach effort ever deployed in a major American city.”

De Blasio has made clear he believes the problem predates him and says that a shrinking amount of affordable housing is largely to blame for the rise in homelessness. Beyond those on the street, another 58,000 people live in the city’s shelters, near a record-high.


Manchester Town Justice Edwin Williams censured

Manchester Town Justice Edwin Williams censured

A state disciplinary agency has censured a town justice in Ontario County over his handling of two eviction cases.

The Commission on Judicial Conduct said Friday that Manchester Town Court Justice Edwin R. Williams failed to properly hear defenses from tenants or to properly review documents involved in summary eviction proceedings, which he heard in 2012 and 2013.

Williams agreed to the censure.

His attorney, John Tyo, said Friday that Williams has been a town justice since 1971 and has no other disciplinary history. Williams appeared to have properly handled 20 other eviction proceedings in the same period, according to the commission’s determination, which described his missteps as “isolated.”

read more….